What it covers
- Loss of, or, damage to any other vessel or property caused by insured vessel
- Death, personal injury, or illness to the third party
- Loss of, or, damage to any vessel or craft in your care, custody, or control
- Tenant’s liability
- Premises risks
- Car park liability
- Pollution
- Damage to cargo and lost cargo
What it does not cover
- Loss or damage due to wilful act of negligence and misconduct
- Loss or damage due to delay
- Loss or damage due to improper packing
- Financial default or insolvency of owners, charterers, managers, or operators of the vessel
- Loss or damage due to wire, strike, riot, and civil commotion
- Loss or damage arising from the use of nuclear fission, weapon, or any other radioactive force
- 1/4th of collision damage
- Removal of wreck
- Contamination due to radioactive rays
- Attack or damage from biological, biochemical, chemical, or electromagnetic weapons