Mobile Insurance

Mobile Insurance

Whether you want to get in touch with someone or pay your bills online, a smartphone comes in handy for a variety of reasons. However, you need to be extra cautious with its screen as it is the first component to break in case you accidently drop your phone. In addition to using the device carefully, you can stay financially covered against mobile screen damages as well. We provide coverage against fire, burglary, mechanical or electrical breakdown, and accidental damage.

Need for Mobile Insurance

Smartphones have almost become a necessity as they aid in everything that we do. Initially, smartphones had only basic features, however, these days they are equipped to manage your entire personal and professional life. Beyond the functionality they offer, smartphones have become a status elevator in terms of spending abilities and style.

What’s Covered?

  • Accidental Damage Cover
    Offered under Pocket Insurance & Subscriptions, the complimentary Mobile Screen Insurance policy covers the repair and replacement costs incurred due to any accidental damage to your phone screen only. However, the phone should have been in your custody at the time of damage to avail the benefits of this cover.
  • Breakdown Cover
    Get coverage for repair and replacement costs arising due to any unexpected electrical or mechanical breakdown of your phone screen only, provided the phone was being used by you at the time of breakdown.
  • Device Security
    • Anti-virus and Anti-malware Protection
    • Remote lock and remote data wipe
    • Fraudulent website protection
    • SIM Card lock – locks phone if SIM card is removed
    • Remotely locate phone using GPS
    • Scream Alarm – set off alarm in case of misplaced phone
    • Auto scan of downloaded apps
    • SIM Card change – send SMS and location to a trusted number
    • SIM blocking, IMEI registration

What’s not covered?

  • Deductibles Applicable
    An amount in the range of Rs. 500 and Rs. 1000 must be borne by the insured policyholder for each claim depending on the value of the handset unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.
  • Damage Due to Act of Terrorism
    Any loss, damage, or destruction to the mobile phone screen due to an act of terrorism is not covered.
  • Damage Due to Pollution
    Any damage to your phone screen because of pollution or contamination will not be covered under the policy.
  • Liquid Damage
    Malfunctioning of your mobile screen due to water or any liquid is not covered under the policy.

Why Us?

Whether you have an old or a new phone, no matter where you are in the world and regardless of who’s using your phone Emedlife will have your back. Our Mobile Phone Insurance is comprehensive and flexible enough to fulfil your Mobile Insurance. We understand the importance of swift response and efficient service in handling claims, which makes it more practical to get your Mobile Insurance through us.

Talk to us today to start protecting yourself at an affordable price and for reliable claims management.

For registration of claims and to learn more about our claims process please contact our dedicated claims team for advice on an incident/claim.


The Mobile insurance policy policies provides coverage to all types of phones, including smartphones & tablets against

1. Theft
2. Accidental Damage
3. Accidental Water or Liquid Damage

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